Online banking is a great feature which has come a long way from what it was. Standard Chartered Online Banking offers so many features which make banking much more convenient than it used to be. With the Standard Chartered online banking you can bank from anywhere you want, at any time during the day. You can even do mobile banking by accessing your bank account from your mobile phone as long as you can access the internet with it. Opening a Standard Chartered online bank account is quite simple and it can be done in no time at all. However, with the rise in internet fraud all around the world you have to be careful while using these online banking services.

Yes, you do have to take some common sense precautions to safeguard your personal information, but if you do so, internet banking can a be safe, secure and convenient way to pay credit cards, access online savings accounts, balance checking accounts and conduct a host of other online financial transactions. So what do you need to do?do?

Here are a few simple guidelines which you need to follow to have a safe and secure online banking experience with Standard Chartered:

1) Never give your username and password you use to log on to your online account to anyone. Honest, a bank employee will not ask you for it – so even if they claim to be part of your bank staff, do not give it to them.

2) If you receive an email with a link in it that leads to your bank’s website – Ignore it! This is a tactic called phishing that may direct you to a website that will take your login information to gain access to your financial accounts. It may even look exactly like your bank’s website, so always use your direct online banking website URL to access your account. Never click an email link and then sign in to your online banking account. Really!

3) Use your own computer to do your online banking on. Shared, public or networked systems at work just make it all the more possible to have your ID stolen.

4) Run Ccleaner, or manually clear browser history, cookies, cache and saved passwords after you accessed your online accounts.

5) No sticky posts or diary entries with ID, username or password. Keep these to yourself by committing them to memory – or at least written down where noone but you will ever find them.

6) Never forget to log out after you are done with the bank’s website. If you forget to do this, most of the other things you did above may not matter.

Take the time to follow the few simple steps listed above and you will help keep your Standard Chartered online banking transactions safe, secure and out of the hands of folks that shouldn’t be seeing them anyway. Of course, that goes for any online service you use where personal information is sent over the internet.

Max Nielsen – always looking for great investments and online banking opportunities. For more info, see internet banking